Hospital Indemnity Plans

Long-term hospital patients can incur high costs that are not covered by health insurance. As a supplemental insurance, Hospital Indemnity sets a certain amount of money to be paid per day, week, or month to lower out-of-pocket expenditures.

What’s Covered Under Hospital Indemnity?

Hospital Indemnity Plans aren’t confined to only hospital visits, per se. Ambulance trips, skilled nursing stays, or household costs are also covered. No matter what type of medical coverage your client might have, Hospital Indemnity insurance benefits are rewarded regardless.

Add-On Riders Make Plans Customizable

Depending on the client, there are a wide range of optional add-on riders to include with hospital indemnity insurance plans. These add-ons give an extra layer of protection when it comes to cancer or other tragedies.

Some of these optional add-on riders include:

• Accidental Death/Dismemberment
• Ambulance Services
• Daily Skilled Nursing Facility
• Lump Sum Cancer
• Lump Sum Hospital Confinement
• Nursing Home Confinement
• Outpatient Rehabilitation Services