Your Resource for Selling Medicare Supplements

When you team up with us, you’ll receive expert support, fantastic incentives, and unrivaled results. One-up your competition with our featured supplement plans.

Medicare Supplements 101

Supplements are the way to go when your client needs more than the baseline offered by Medicare. By filling in the gaps, Medicare Supplement plans ensure most – or all – of a patient’s expenses are covered. Without a supplemental plan, co-payments and coinsurance fees can pile up, leaving your clients searching for a solution.

Why Your Clients Need Medicare Supplements

Due to the variety of Medicare supplements, choosing a plan that best fits your client’s needs can be challenging and confusing. Get to know your customers and put yourself in their shoes. To increase your supplement sales, understand what they would buy and why.

There are three things to remember:

• The federal government standardizes supplements
• Benefits are secure and never change
• Providers who accept Medicare will also take supplements

Which Supplement Plans Should You Offer

To help you decide which plans to sell, focus on what will work best with your clients and their lifestyles. Ensure that you have a strong relationship with whom you do business with, as it’s imperative to have a good working relationship among all parties. Every supplement plan has specific benefits; become familiar with them before choosing. Please refer to our list of carriers on this page for more information.

Guaranteed Issue Rights

Certain scenarios warrant a guaranteed issue plan, such as when a client's coverage changes involuntarily. Guaranteed issue rights, also known as Medigap protections, protect your client from medical underwriting. They safeguard those who are typically not covered due to pre-existing conditions or ineligible otherwise. Reasons clients qualify for guaranteed issue Medicare supplements include:

• Medigap implementation
• All pre-existing health condition coverage
• Prices/fees cannot increase due to past/present health issues